Has anyone here filed a claim against their own insurance after an accident with an uninsured driver? I’m curious about the process and what to expect. Any tips or advice would be greatly appreciated!

Hello, how insurance companies determine compensation for pain and suffering after an accident. It seems like a subjective process, so I’m curious what factors they consider and how they actually calculate the amount. Can anyone explain how this typically works?

Hello There!
The insurance company sent me a settlement offer, but it feels way too low compared to my medical bills and car repair costs. I’m not sure if this is normal or if they’re trying to underpay me.

Has anyone dealt with a low settlement offer before? What are my options if I think the amount isn’t fair?