An uninsured driver complicates things, but you still have options. First, file a police report and document everything (photos, witness info, medical records). Check your own insurance policy for uninsured motorist (UM) coverage, which is specifically designed for this situation and can cover your medical bills and vehicle damage. If you don’t…[Read more]

Whether you can recover compensation with partial fault depends on your state—some follow “comparative negligence” (you can recover minus your percentage of fault), while others use “contributory negligence” (any fault bars recovery). You’ll need to know your state’s rules, which is why documenting everything is crucial: get the police report, p…[Read more]

Most car accident lawyers work on contingency, meaning you pay nothing upfront and they take a percentage (typically 33-40%) of your settlement or judgment—so you only pay if you win. Some offer flat fees for specific services or hourly rates, but contingency is standard for accident cases because it aligns the lawyer’s incentive with getting y…[Read more]

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Low settlement offers are common. Insurers often start below what your case is actually worth. Your options include: getting a detailed breakdown of how they calculated the offer (medical bills, lost wages, property damage), gathering supporting documentation (medical records, repair estimates, photos), requesting a higher amount in…[Read more]